Accounts


Savings / Club

Own your finances with different saving options.

Saving money means more than just putting it aside and at Ascension Credit Union we understand that. By opening a Savings (Share) account with us, not only do you become a member and owner of Ascension Credit Union, but your gateway to many financial solutions and rewards opens. Take the first step in building a brighter financial future.

  • SAVINGS (SHARE) ACCOUNTS

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    Your membership begins when you open a Savings (Share) Account. The only thing you need is to maintain a $5.00 minimum balance. This basic savings account is how you gain access to great service, solutions and products. Plus you are rewarded with:

    • • Competitive Dividends paid monthly
    • • Quarterly Statements
    • • Easy access to your money
  • Emergency Fund

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    Why You Need One! Emergencies are a fact of life - from unexpected car repairs to medical expenses. When you're faced with life's unexpected events, you need to be ready.

    What is an Emergency Fund for? An emergency fund is a stash of money set aside to cover the financial surprises life throws your way. It is recommended that you save for the loss of income emergencies in the amount of 3 – 6 months of your essential living expenses such as: food, home, health, utilities, auto, transportation, etc.

    These unexpected events can be stressful and costly. So, Ascension CU has established this account to help you Be Prepared!

    • • Earn Higher Interest Rate:
      • • Up to $10,000 earn 6 Month Certificate rate
      • • Above $10,000 earn regular Share Savings rate
    • • No electronic withdrawals - Must make in person and state emergency
    • • Various Member Incentives

    Certified CU Financial Counselors are available to assist in establishing your goal!

  • Starsky's All-Stars

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    • • For Youth 12 years of age and under
    • • At opening, receive Starsky coloring book, piggy bank, stickers, and a PAWSOME Bracelet
    • • Receive an annual birthday prize ($10.00 Value)
    • • Each May receive an All-Star Good Grades Prize ($10.00 for year-end A/B Honor Roll – Must provide report card)
    • • Receive a quarterly newsletter: filled with puzzles, color page, news bites
    Starsky
  • CLUB ACCOUNTS

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    Get ready for Christmas - Save for that dream Vacation with our Club Accounts!

    • • No minimum deposit requirements
    • • Direct deposit and payroll deduction options
    • • Dividends paid monthly
    • • Some withdrawal restrictions may apply

Checking

Ascension Credit Union will empower you with a variety of checking options, sure to meet your financial needs.

  • SUPER STAR CHECKING

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    Monthly service fee of $8.00 waived with one of the following criteria:

    • • 12 debit card transactions are processed during the month, OR
    • • $2,000 average balance maintained throughout the month, OR
    • • $2,000 in aggregate loan and/or VISA® balances
  • RISING STAR (Student Checking 13-24)

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    Start your financial future with Ascension Credit Union, today! Learn how to manage your money and develop good money habits.

    • • Initial Deposit of $25.00 by Ascension Credit Union
    • • No Monthly Fee
    • • Free Debit Card
    • • Free Online and Mobile Banking
    • • Free Mobile Check Deposit
    • • Free E-Statements
    • • 1% Rate Reduction on First Loan
    • • Eligible for Area High School Scholarship Program
  • SILVER STAR (65+)

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    In your golden years, enjoy a carefree account with our Silver Star checking.

    • • No monthly fee
    • • No minimum balance required
    • • Free E-Statements
    • • Free Debit Card
    • • Free Online Banking
    • • Free Mobile Banking
    • • Free Mobile Check Deposit
    • • Free Checks (1 box per year)
  • SHINING STAR (First Responders)

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    To protect and serve comes with many risks, your checking account shouldn’t be one of them. Our shining star is simple and free. Eligible for All Ascension Parish Law Enforcement, Fire Fighters, and their Support Staff.

    • • No Monthly Service Charge
    • • No Minimum Balance Required
    • • Free E-Statements
    • • Free Debit Card
    • • Free Online Banking
    • • Free Mobile Banking
    • • Free Mobile Check Deposit
    • • Free Checks (1 box per year)
  • DEBIT CARDS

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    The convenience of cash & check in one simple card! Use your Ascension Credit Union VISA® Debit Card to make purchases anywhere the VISA® logo is displayed. You can also use it to access your accounts at millions of ATM locations worldwide. Remember though, it’s not a credit card, it’s a plastic check and the money comes right out of your checking account.

    Debit Cards are available with every Ascension Credit Union Checking account.

Certificates

  • Certificate Details

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    Our Certificates offer a significantly higher interest rate than other types of interest-bearing accounts, plus we have several options for you to choose from.

    • • Choose from terms of 6, 12, 24, 36 or 48 months
    • • Minimum deposit amount of $500.00
    • • Secure, fixed-rate of return
    • • Early withdrawals may be subject to penalty

IRAs

  • IRA Details

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    We offer a variety of IRAs that are perfect for making your retirement dreams come true. 

Checking Protection

Ascension Credit Union prevents the embarrassment of overdrawing your checking account with Overdraft Protection and Overdraft Advance.

  • CHECKING PROTECTION

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    This protection is backed by your share account because mistakes do happen. If you overdraw your checking account, we will automatically transfer funds from your savings (share) account to cover your checking account. With overdraft protection there are no expensive NSF fees, only a $5.00 transfer fee per Item. A maximum of 6 Overdrafts Protection transfers are allowed per month.

  • COURTESY PAY

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    Overdraft Advance will simplify your life by preventing your checks from being returned NSF. This is a service that activates automatically, which you may choose to opt out of, and will cover an overdrawn checking account up to $300.00. There's no cost or fee until you use the service, and then it’s only $30.00 per item. You may never need Courtesy Pay, but the service is there to make life easier because sometimes unexpected things happen.

    * Some eligibility restrictions apply for this product. You may opt out of Overdraft Advance at any time.