Accounts

Your membership begins when you open a Savings (Share) Account. The only thing you need is to maintain a $5.00 minimum balance. This basic savings account is how you gain access to great service, solutions and products. Plus you are rewarded with:

• • Competitive Dividends paid monthly
• • Quarterly Statements
• • Easy access to your money

Why You Need One! Emergencies are a fact of life - from unexpected car repairs to medical expenses. When you're faced with life's unexpected events, you need to be ready.

What is an Emergency Fund for? An emergency fund is a stash of money set aside to cover the financial surprises life throws your way. It is recommended that you save for the loss of income emergencies in the amount of 3 – 6 months of your essential living expenses such as: food, home, health, utilities, auto, transportation, etc.

These unexpected events can be stressful and costly. So, Ascension CU has established this account to help you Be Prepared!

• • Earn Higher Interest Rate:
  • • Up to $10,000 earn 6 Month Certificate rate
  • • Above $10,000 earn regular Share Savings rate
• • No electronic withdrawals - Must make in person and state emergency
• • Various Member Incentives

Certified CU Financial Counselors are available to assist in establishing your goal!

Get ready for Christmas - Save for that dream Vacation with our Club Accounts!

• • No minimum deposit requirements
• • Direct deposit and payroll deduction options
• • Dividends paid monthly
• • Some withdrawal restrictions may apply

Monthly service fee of $8.00 waived with one of the following criteria:

• • 12 debit card transactions are processed during the month, OR
• • $2,000 average balance maintained throughout the month, OR
• • $2,000 in aggregate loan and/or VISA® balances

Start your financial future with Ascension Credit Union, today! Learn how to manage your money and develop good money habits.

• • Initial Deposit of $25.00 by Ascension Credit Union
• • No Monthly Fee
• • Free Debit Card
• • Free Online and Mobile Banking
• • Free Mobile Check Deposit
• • Free E-Statements
• • 1% Rate Reduction on First Loan
• • Eligible for Area High School Scholarship Program

In your golden years, enjoy a carefree account with our Silver Star checking.

• • No monthly fee
• • No minimum balance required
• • Free E-Statements
• • Free Debit Card
• • Free Online Banking
• • Free Mobile Banking
• • Free Mobile Check Deposit
• • Free Checks (1 box per year)

To protect and serve comes with many risks, your checking account shouldn’t be one of them. Our shining star is simple and free. Eligible for All Ascension Parish Law Enforcement, Fire Fighters, and their Support Staff.

• • No Monthly Service Charge
• • No Minimum Balance Required
• • Free E-Statements
• • Free Debit Card
• • Free Online Banking
• • Free Mobile Banking
• • Free Mobile Check Deposit
• • Free Checks (1 box per year)

The convenience of cash & check in one simple card! Use your Ascension Credit Union VISA® Debit Card to make purchases anywhere the VISA® logo is displayed. You can also use it to access your accounts at millions of ATM locations worldwide. Remember though, it’s not a credit card, it’s a plastic check and the money comes right out of your checking account.

Debit Cards are available with every Ascension Credit Union Checking account. If you would like to change your PIN, please call 1(800)567-3451 or 1(800)992-3808. The number on the back of the card is for LOST/STOLEN cards only.

Our Certificates offer a significantly higher interest rate than other types of interest-bearing accounts, plus we have several options for you to choose from.

• • Choose from terms of 6, 12, 24, 36 or 48 months
• • Minimum deposit amount of $500.00
• • Secure, fixed-rate of return
• • Early withdrawals may be subject to penalty

We offer a variety of IRAs that are perfect for making your retirement dreams come true. 

This protection is backed by your share account because mistakes do happen. If you overdraw your checking account, we will automatically transfer funds from your savings (share) account to cover your checking account. With overdraft protection there are no expensive NSF fees, only a $5.00 transfer fee per Item. A maximum of 6 Overdrafts Protection transfers are allowed per month.

Overdraft Advance will simplify your life by preventing your checks from being returned NSF. This is a service that activates automatically, which you may choose to opt out of, and will cover an overdrawn checking account up to $300.00. There's no cost or fee until you use the service, and then it’s only $30.00 per item. You may never need Courtesy Pay, but the service is there to make life easier because sometimes unexpected things happen.

* Some eligibility restrictions apply for this product. You may opt out of Overdraft Advance at any time.