Mortgages


Mortgage Loans

  • Let Us Make your dream home a reality

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    We have a variety of options for you to choose from, including competitive rates and payments:

    • • Conventional: Fixed and Adjustable Rate Mortgages
      • • Maximum Term Up to 30 Years
    • • Governmental Loans
      • • VA Loans
      • • FHA Loans
      • • UDSA Rural Development Loans (100% Financing)
    • • Townhomes
    • • Condominiums

Land Loans

  • FOUND THE PERFECT LOCATION, BUT NOT READY TO BUILD?

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    If you’re not quite ready to begin building, a Land Loan from Ascension Credit Union can make the property yours today.

Mobile Home with Land Loans

  • MOBILE HOME WITH LAND, YES WE CAN!

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    Our mobile home with land loans are designed for members financing mobile homes that are immobilized and used as their primary residence on land that they own

    • • Up to 85% of appraised value
    • • Terms up to 15 years
    • • Competitive rates

Home Equity Line of Credit

  • you can get the money you need when you need it

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    A home equity line of credit is a revolving, variable rate line of credit based upon the equity in your home. Because it is a line of credit, you can get the money you need when you need it.

    • • No closing costs*
    • • No annual fee
    • • No early termination fee
    • • No minimum balance requirement
    • • Up to 90% financing
    • • No application or origination fees
    • • Interest paid may be tax-deductible – consult your tax advisor for details.

    * FEE REIMBURSEMENT: The Lender may pay some or all of the third party fees to open the Plan. When the Borrower pays off and closes the Plan within 36 months from its opening date, Borrower agrees to reimburse the Lender for those third party fees, as permitted by applicable law.