Banking in Prairieville
At Ascension Credit Union, we are more than just a financial institution; we are a community-driven cooperative dedicated to improving the financial well-being of our members. Our mission is to provide affordable and accessible financial services while fostering a sense of belonging and empowerment among the residents of Ascension Parish.
Why Join Ascension Credit Union?
Becoming a member of Ascension Credit Union comes with a wide range of benefits that go beyond just banking services. As a member, you'll have the opportunity to participate in decision-making processes, attend member events, and contribute to the growth of our cooperative. We prioritize your financial success and work to provide you with the tools and resources you need to achieve your goals.
Whether you're looking to purchase your first home, save for your child's education, or plan for a secure retirement, Ascension Credit Union has a variety of financial solutions to meet your needs. Our experienced team will work with you to develop personalized plans and provide expert advice, ensuring you're making the best choices for your financial future.
We're not just here to serve you; we're here to serve our community. Ascension Credit Union takes pride in being an active participant in Ascension Parish's growth and prosperity. We collaborate with local organizations, support educational initiatives, and sponsor events that contribute to the well-being of our community members.
Our Banking Services:
At Ascension Credit Union, we offer a variety of services and loans. Check out our most popular Prairieville services:
Savings & Checking Accounts
Auto Loans
Boat Loans
Personal Loans
Mortgage Loans
Business Services
And More
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WHAT’S THE DIFFERENCE BETWEEN A CREDIT UNION AND A BANK?
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Ascension Credit Union Banks Not-for-profit financial institution offering a full range of financial products and services. For-profit corporations which offer a full range of financial products and services. Earnings are returned to members through services like free ATMs, better rates and lower fees. Earnings go to stockholders in the form of dividends. Insured by NCUA up to $250,000. Insured by FDIC up to $250,000. Ascension Credit Union is democratically governed and elections are based on a one-member, one-vote philosophy. Banks are governed by paid shareholders. Voting rights depend on the number of shares owned. Convenient access to more than 5,600 branch locations from coast to coast Banks require customers to use their branches for services or pay fees. Some services are unavailable outside the bank. Ascension Credit Union is a local, community based financial institutions. Members support their local communities when they bank at a credit union. Banks are big! The average size of a bank is double that of a credit union. Ascension Credit Union has members, not shareholders. Banks have customers and shareholders. They must make money from their customers to please shareholders.
Join Ascension Credit Union’s Prairieville Branch
Ascension Credit Union, a not-for-profit, full-service financial institution, is Ascension Parish’s only Community Financial Institution dedicated to serving Ascension Parish Residents! Structured as a financial cooperative, the credit union is owned and operated entirely by its membership - by the people of Ascension Parish.
Joining Ascension Credit Union couldn't be easier! If you want access to the best rates, great products, outstanding solutions and excellent member service, open a Share Account and become a member. It's simple. Just bring in two current forms of identification (Driver's License, Social Security card, etc.), and fill out a membership application at the credit union today.
Live, work or worship in Ascension Parish;
An Ascension Parish School Board employee, retiree, or student; or
An immediate family member of a current member
