Privacy Policy

FACTS

WHAT DOES ASCENSION CREDIT UNION DO WITH YOUR PERSONAL INFORMATION?

WHY

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

WHAT

The types of personal information we collect and share depend on the product or service you have

with us. This information can include:

  • Social Security number and credit history

  • credit scores and employment information

  • income and purchase history

When you are no longer our member, we continue to share your information as described in this

notice.

HOW

All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons Ascension Credit Union chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information Does Ascension Credit Union share? Can you limit this sharing?
For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or to report to credit bureaus Yes No
For our marketing purposes – to offer our products and services to you Yes No
For joint marketing with other financial companies Yes No
For our affiliate's everyday business purposes – information about your transactions and experiences No We don’t share
For our affiliate's everyday business purposes – information about your creditworthiness No We don’t share
For nonaffiliates to market to you No We don’t share
What We Do
How does Ascension Credit Union protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Ascension Credit Union collect my personal information? We collect your personal information, for example, when you
  • Open an account or apply for financing
  • use your credit or debit card or pay us by check
  • make a wire transfer We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
    		•
    Why can’t I limit all sharing? Federal law gives you the right to limit only
  • sharing for affiliates’ everyday business purposes – information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you
    State law and individual companies may give you additional rights to limit sharing.
    		•
    Definitions
    Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.
  • Ascension Credit Union has no affiliates
    		•
    Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.
  • Ascension Credit Union does not share with our nonaffiliates so they can market to you.
    		•
    Joint Marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
  • Our joint marketing partners include insurance companies.
    		•
    Other Important Information

    No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.