Back to School Money Saving Tips

July 2021

Looking to Save Big on Your Back to School Shopping?

Here at Ascension Credit Union, we want to make sure that you can get all that your child needs for their upcoming school year without breaking your budget. Here are four tips to save big on back to school shopping!

Make a School Shopping List and Budget

The best way to save money on school essentials is by having a back to school shopping list so that you don’t have to overspend. The easiest way to create this plan is by starting with a list of things you need to purchase and creating a budget of how much you will be spending on each item. You can start by looking at your kid’s school supply list, and then assign a fixed dollar amount to each item. The goal here is to stick to your list and budget.

Look for Student Discounts

If you are buying computers or other expensive electronics (tablets, printers, etc.), you can find student discounts from the various retailers, saving you a bundle of money. Many retailers offer them, and depending on the store, your discount can be up to 15%, and in some cases, maybe even more.

Save Your Receipts

Be sure to check back on the purchases you made at the end of the back-to-school season to see if they have been discounted further. If they have, many retailers will give you a price adjustment or partial refund on the price difference, but you will need to have a receipt to get it.

Buy Used

Save a ton of money by purchasing textbooks and electronics preowned. Slightly used books and refurbished electronics are considerably cheaper than brand new ones, and a lot of times, if the items are in great condition, you may not even be able to tell the difference between new and used.

Clothing can get expensive, especially shopping for kids every year. Most of the clothing is in good condition, and you will find name-brand items for a fraction of the price. They have other supplies, too, such as backpacks, lunch boxes, binders, and more. Save money on back to school essentials and put that cash in a savings account instead!

Let Ascension Credit Union help you get all that your child needs to have a successful school year. Call today at (225) 621-2800 or visit our website at ascensioncu.org to see how we can help you finance your back to school expenses.