Fee Schedule

Current Schedule of Fees

General Fees

Service Fee
Account Activity Printout $1.00/Page
Account Reconciliation $10.00/Hour and $10.00 minimum charge
Account Research $10.00/Hour and $10.00 minimum charge
Fax (local) $1.00/page
Fax (long Distance) $2.00/Fax
Garnishment $25.00
Inactive Account $5.00/Month after 12 month(s) and account balance is less than $50.00 (does not apply to members under age 18)
Legal Process (tax levies, summons) $25.00
Photocopy $0.25/Page
Reopening Account $10.00 if reopened within 6 months
Western Union $25.00/Transfer
Wire Transfer (Incoming) $10.00/Transfer
Wire Transfer (Outgoing) $20.00/Transfer
Abandoned Account $50.00 charge when an account is determined to be abandoned as described by law. Abandoned accounts are accounts with no activity in 5 or more years where we do not have a good address and are unable to reach the account owner.
Check Copies (Member picks up) $1.50
Check Copies (CU mails to member) $2.50
Check look up $1.00
Coin Cashing 10.00% of total if only savings account and less than $500.00 on deposit
Check Cashing 3.00% of check and minimum $2.00. Charged if no checking account and less than $100.00 on deposit
Electronic Title $20.00
Loan Application for Non Member $20.00 when applying for a loan; fee is reimbursed if loan made within 30 days
Loan Application Processing $15.00 when reapplying after being denied a loan within 90 days; fee reimbursed if loan is approved
Returned Item $15.00/Item check from member's account at another financial institution
Returned Item 3rd Party Check $5.00/Item (check issued to the member from a third party)
Satisfaction of Mortgage $25.00
Statement Printout $5.00
CU Money $6.00/Card
CU Money Replacement $8.00
Visa Credit Card Replacement $10.00
Visa International Service Assessment 0.80% of transaction amount is charged on all international debit card transactions
1.00% of transaction amount is charged on international debit card transactions when there is a currency conversion

Checking Account Fees

Service Fee
Check/Share Draft Printing Prices may vary depending upon style
NSF $30.00/Item (each submission/resubmission)
Overdraft $5.00/Item
Stop Payment $30.00/Request

EFT Fees

Service Fee
ACH Overdraft $5.00/Day
ATM Transaction – Foreign Withdrawal (up to $500.00/Day) $1.00 Non ACU
ATM Transaction Balance Inquiry $0.50 Non ACU
Card Replacement $10.00/Card
Personalized Card $10.00/Card
PIN Reissue $5.00

Specific Account Fees

Service Fee
Regular Savings - ACH NSF or Stop Payment $30.00/Item
Regular Share - Official Check Withdrawal $5.00 when check is made payable to anyone other than member on the account
Regular Share - Excessive Withdrawal $2.00/Withdrawal after 3 withdrawals in a calendar month
Super Star Checking - Monthly Service Charge $8.00/Month if any one of the requirements are not met

Schedule of Fees Effective February 1, 2025

General Fees

Service Fee
Account Activity Printout $1.00/Page
Account Reconciliation $20.00/Hour and $20.00 minimum charge
Account Research $20.00/Hour and $20.00 minimum charge
Garnishment $25.00
Inactive Account $5.00/Month after 12 month(s) and account balance is less than $50.00 - (does not apply to members under age 18)
Legal Process (tax levies, summons) $25.00
Photocopy $0.25/Page
Wire Transfer (Incoming) $20.00/Transfer
Wire Transfer (Outgoing) $20.00/Transfer
Abandoned Account $50.00 charge when an account is determined to be abandoned as described by law. Abandoned accounts are accounts with no activity in 5 or more years where we do not have a good address and are unable to reach the account owner
Check Copies (Member picks up) $2.00
Check Copies (CU mails to member) $2.00
Coin Cashing 10.00% Non-Members
Check Cashing 3.00% of check and minimum of $2.00
Electronic Title $20.00
Loan Application for Non-Member $20.00 when applying for a loan; fee is reimbursed if loan made within 30 days
Loan Application Processing $15.00 when reapplying after being denied a loan within 90 days; fee reimbursed if approved
Returned Item Shared Branching $15.00/Item check from member's account at another financial institution
Check $5.00/Item (check issued to the member from a third party)
Satisfaction of Mortgage $25.00
Statement Printout $5.00
CU Money $6.00/Card
CU Money Replacement $8.00
Visa Credit Card Replacement $10.00
Visa International Service Assessment 0.80% of transaction amount is charged on all international debit card transactions. 1.00% of transaction amount is charged on international debit card transactions when there is a currency conversion

Checking Account Fees

Service Fee
Check/Share Draft Printing Prices Varies depending upon style
NSF $30.00/Item (each submission/resubmission) up to 3/day
Overdraft $30.00/Item
Stop Payment $30.00/Request

EFT Fees

Service Fee
ACH Overdraft $5.00
ATM Transaction – Foreign Withdrawal (up to $500.00/Day) $1.00 Non ACU
ATM Transaction Balance Inquiry $0.50 Non ACU
Card Replacement $15.00/Card
Personalized Card $15.00/Card

Special Account Fees

Service Fee
Regular Savings – ACH NSF $30.00/Item
Or Stop Payment $30.00/Item
Official Check Fee $5.00
Regular Share – Excessive Withdrawal $2.00/Withdrawal after 3 withdrawals in a calendar month
Super Star Checking Service Charge $8.00/Month if any one of the requirements are not met
Safe Deposit Box Fees (3X5) $25.00
Safe Deposit Box Fees (3X10) $35.00
Safe Deposit Box Fees (5X10) $55.00
Safe Deposit Box Fees (10X10) $110.00

Loan Fees

Service Fee
Unsecured $10.00 once booked
Secured $50.00 once booked